Ezilend Car Finance Banner Image
Ezilend CarCity Ringwood Banner Image
Ezilend Car finance black vehicle
Ezilend Car finance blue audi
Ezilend Car finance red subaru
Ezilend Car Finance Banner Image man on phone
Ratings Ratings Mobile

Car Finance

From 6.4% Comparison Rate 7.4%
Ezilend offers loans for new and used cars, dealer or private sale. Get pre-approval before you buy.

Blue Wave
Lighter Blue Wave
Ratings Badge Ratings Badge

Why choose Ezilend car loans?

Backed by Australia’s largest network of lenders, our base interest rates are amongst the lowest nationwide. We will provide the best possible loan for your budget, no matter your location or credit history. Negotiate the best car deal with car loan pre-approval, where you have the flexibility to choose a car that is suited to your lifestyle and needs. Get started with our car loan repayment calculator below.

Best Possible Rates

Best Possible Rates

Fast Approval

Fast Approval

Real People

Real People

Stress Free

Stress Free

White Wave
Calculator Disclaimer: This loan repayment / calculator simulation is not an offer and has no legal effect on any contracts entered into by you 'the client', this simulation and the resulting calculations 'DO NOT CONSTITUTE A LOAN APPLICATION or OFFER'. It is a rough guide only for the purpose of ease in simulation. All interest rates displayed 'are guides ONLY', repayments as a result of this simulation have no legal offering, other benefits are based on a personalised applications, credit worthiness and other assumptions do apply. The comparison rate is based on a personal secured loan of $30,000 over 5 years. The comparison is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Rates are current as at Feb 13, 2024 and vary due to credit score, loan purpose. Amount and subject to change. Ezilend is a trading name of Nationwide Finance and Loans Pty Ltd Australian Credit Licence number 452913. Get Pre-Approval
White Wave Lighter Blue Wave
Lighter Blue Wave
Ratings Badge Ratings Badge

Big dreams can have small beginnings.

Get the lowest car loan interest rate with Ezilend.

If you’re looking for an easy way to finance a car for personal or business use, we’re all about you. Whether you need a personal loan, novated lease, chattel mortgage or operating lease, Ezilend is here to help. We can even provide low-doc loans if you’re self-employed and need fast finance. Work out your repayments with our car loan repayment calculator and find out how much you can save with our low rates, easy repayments and flexible loan periods. We have Australia’s best car loan rates. Car Loans From $5,000+

White Wave

How do I apply for a car loan?

To apply for a car loan, you will need to provide proof of identification, income, and savings. So you may be asked for any combination of passport, driver’s licence, bank statements, payslips, tax returns and utility bills. The quickest and easiest way to start your application is to use our online pre-approval form. 

Pre-approval will not affect your credit rating, so you can start an obligation-free enquiry to see if that new car you have your eye on fits your budget!

Car Finance Ezilend-3
Lighter Blue Wave

How quickly can I get approved for a car loan?

You could get pre-approval on your car loan in around 30 minutes using our online form or by speaking directly with one of our finance brokers. Once we have all the required details, we can have the loan settled in 2-4 business days, pending all the lending criteria is met.

White Wave

What types of car loans are there?

You can apply for a car loan for a new car or a used car purchase. The difference in the type of car finance you need comes down to the security or collateral you put up for the loan. There are both secured and unsecured car loans.

Car Finance Ezilend-8
Car Finance Ezilend-9

Secured Car Loans.

Most new car loans are secured loans. This means the finance provided to you by the lender is secured against the car you are buying. In effect, your vehicle protects the lender against you defaulting on your loan repayments. You will be required to provide the lender with details of the vehicle and your registration papers.

The benefit of a secured car loan is that lenders will offer you a lower interest rate and better terms. In addition, a secured loan can help you save money by reducing your repayments or increasing your borrowing capacity and extending the repayment period. We want to help you get behind the wheel of your new car with the best loan for your budget.

Unsecured Car Loans.

Unsecured car loans are the primary finance option provided for used cars. These loans are based on the lender’s confidence that you can and will repay the loan. As no asset is provided as security to the lender, the lender must decide whether to provide finance based on your credit history.

Based on stricter eligibility requirements, unsecured loans will have a higher interest rate than secured loans. However, these loans offer the flexibility to buy new or used cars and can also cover the costs of rego, insurance and aftermarket upgrades. So you get the benefit of buying the vehicle you want when you know you can afford the repayments.

Car Finance Ezilend-10
Car Finance Ezilend-7

Ezilend Car Finance.

Ezilend can help you with secured and unsecured finance options for cars, SUVs, utes and electric vehicles. In addition, we offer car loans for dealer and private car sales. Buying a car is a financial commitment and you need to understand the terms of the loan and your repayment commitments. Even if you have been rejected by other lenders, speak with one of our experienced car finance brokers to discuss your options.

Bad Credit Car Loans.

Ezilend can help you with a bad credit car loan if you have credit issues or have been a previous bankrupt. As one of Australia’s leading finance brokers, we can access a range of lenders who are happy to provide car loans to people who have experienced credit issues in the past. Don’t let your bad credit stop you from getting a car loan. Even if other lenders have rejected you, speak with one of our experienced car finance brokers to discuss your options. Ezilend simplifies bad credit car loans. Get pre-approval today.

Considerations Before Buying A Used Car
Lighter Blue Wave

Ezi Hot Tips

Dark Blue Wave